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3 Reasons Buying a Home in 2021 is a Savvy Move

3 Reasons Buying a Home in 2021 is a Savvy Move

 

Experts expect the real estate market to continue to see growth in 2021. The growth will largely be driven by the lasting impact the pandemic is having on our lives.  All of this extra time at home has us reevaluating our homes, including offices, classrooms, etc. and what we may need in a home moving forward.

 

The good news is that, for homeowners, this will be a fantastic year to make a move for several reasons. Here are the top 3 reasons buying a home in 2021 is a savvy move…

 

 

1. Mortgage Rates Are At Historic Lows

Continued low rates have certainly set buyers up for significant long-term gains. In fact, now, it is less expensive to borrow money for a home loan today than it has been in years past. Although mortgage rates are expected to remain relatively low in 2021, even the slightest increase can make a big difference in your payments over the lifetime of a home loan. So, NOW is a huge opportunity to capitalize on these lower mortgage rates before they start to rise.

 

2. Financial Future

Did you know that 58.7% of homes in the U.S. have at least 60% equity, and 42.1% of all homes in this country are owned free and clear of NO MORTGAGE. (*Data from John Burns Consulting)


As well, nationally the average equity homeowners gained since last year is $17,000. That’s significant! What a wonderful opportunity for homeowners to put their equity into making a move into a home that better fits their changing needs in 2021. Another added benefit of knowing home values are on the rise (while mortgage rates are so low) should help you feel confident that buying a home now, before prices rise even higher, is a strong long-term investment.

 

3. A Place to Call Your Own

Tired of renting or living with others (family or roommates)? Well, there is simply nothing like owning your own home. IMAGINE the possibilities! You can paint the walls any color you want! Change the countertops, remove carpets and install hardwoods - anything you want! It’s YOUR home! 

 

Now, if you move into a neighborhood that has an HOA, there may be some things on the exterior that you require permission to do but, the interior design is all YOU! Need a fenced yard? As long as the HOA allows it (which MOST do), Rover will have all of the room he needs to run and play safely! 

 

There’s simply no place like home!

 

 

BUYERS

If you're thinking of buying a home in the Charlotte Metro region, we're here to help! Many homebuyers are struggling to find a home in this tight market but, by keeping a sharp eye out and thinking outside the box, you're more likely to find your dream home. If you're currently searching for a home and need an agent who will search aggressively for you, let’s talk!  Give me a call or shoot me a text at (704) 491-3310.

 

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!

 

*Graphic & video provided by KCM
© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | 3 Reasons Buying a Home in 2021 is a Savvy Move

The Maxwell House Group Charlotte NC

 

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Charlotte CRS Agent


Debe Maxwell, Realtor®/Broker/CRS

RE/MAX Executive

CharlotteBroker@icloud.com
Direct:  (704) 491-3310

 

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Comment balloon 9 commentsDebe Maxwell, CRS • January 14 2021 05:15PM
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