Top Charlotte Home Buying Myths – And the Truth
Buying a home can seem like a huge undertaking. You don’t need to be a first time home buyer to find the process overwhelming. There is so much information available, how can you tell what’s true and what’s a myth?
Understanding the difference can help you make the best decision for you and your family goals.
Top Home Buying Myths – And the Truth
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The First Step is finding the Right House – Before you head out shopping, speak with a lender to understand your financial options and how much house you can afford.
- You Can’t Buy a Home Without Perfect Credit – The truth is there are many loans available which still offer good interest rates for those without that perfect score.
You Need 20% Down Payment – First time home buyers can use FHA financing for as low as 3.5% down. There are other programs too, such as VA and some conventional loans with less than 20% down also.- You Don’t Need an Agent – An agent not only knows the market and can help you with value, but also customary charges, negotiations and solutions to common hiccups.
- Schools Don’t Matter if you don’t have Kids – The neighborhood school is always important to home values, regardless of whether you yourself have children.
- New Homes Don’t Need a Home Inspection – Every home should have a home inspection by a licensed inspector to check for existing or potential problems.
Buying a home is one of the most important financial decisions you’re likely to make in your lifetime. Take the time you need to understand the process and learn from the professionals; don’t assume that everything you read is true.
If you’re thinking about buying a home in Charlotte this spring, make sure you work with a qualified real estate professional. There’s a reason 9 out of 10 buyers partner with an agent or broker to find and purchase their dream home and I’d love to help you find yours.
Call or text (704) 491-3310 - let’s talk!
Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!
*References from any of our sellers are available upon request. Read our reviews www.CharlotteRealEstateAgentReviews.com.
© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | Top Charlotte Home Buying Myths – And the Truth
Originally posted at https://www.icharlotterealestate.com/top-home-buying-myths-and-the-truth/
(THE best Charlotte home search available - no kidding!)
Charlotte NC Real Estate Agents
Debe Maxwell, Realtor®/Broker/CRS
CharlotteBroker@icloud.com
Direct: (704) 491-3310
Disclosure of material contained within.
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