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Top Charlotte Home Buying Myths – And the Truth

Top Charlotte Home Buying Myths – And the Truth 

Truth or Myth
Buying a home can seem like a huge undertaking. You don’t need to be a first time home buyer to find the process overwhelming. There is so much information available, how can you tell what’s true and what’s a myth?

 

Understanding the difference can help you make the best decision for you and your family goals. 

 

 

Top Home Buying Myths – And the Truth 

 

  • The First Step is finding the Right House – Before you head out shopping, speak with a lender to understand your financial options and how much house you can afford.

  • You Can’t Buy a Home Without Perfect Credit – The truth is there are many loans available which still offer good interest rates for those without that perfect score. 


  • Truth or myth regarding charlotte real estateYou Need 20% Down Payment – First time home buyers can use FHA financing for as low as 3.5% down. There are other programs too, such as VA and some conventional loans with less than 20% down also.

  • You Don’t Need an Agent – An agent not only knows the market and can help you with value, but also customary charges, negotiations and solutions to common hiccups.

  • Schools Don’t Matter if you don’t have Kids – The neighborhood school is always important to home values, regardless of whether you yourself have children.

  • New Homes Don’t Need a Home Inspection – Every home should have a home inspection by a licensed inspector to check for existing or potential problems. 

 

Buying a home is one of the most important financial decisions you’re likely to make in your lifetime. Take the time you need to understand the process and learn from the professionals; don’t assume that everything you read is true. 

 

If you’re thinking about buying a home in Charlotte this spring, make sure you work with a qualified real estate professional. There’s a reason 9 out of 10 buyers partner with an agent or broker to find and purchase their dream home and I’d love to help you find yours.

Call or text (704) 491-3310 - let’s talk!

 

Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!

 

*References from any of our sellers are available upon request.  Read our reviews www.CharlotteRealEstateAgentReviews.com

 

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | Top Charlotte Home Buying Myths – And the Truth 

 

Originally posted at https://www.icharlotterealestate.com/top-home-buying-myths-and-the-truth/

 

     

Charlotte Real Estate Team - The Maxwell House Group

 

  Charlotte NC Homes for Sale

 (THE best Charlotte home search available - no kidding!)

Charlotte NC Real Estate Agents 

 

Charlotte CRS Agent


Debe Maxwell, Realtor®/Broker/CRS

RE/MAX Executive

CharlotteBroker@icloud.com
Direct:  (704) 491-3310

 

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Comment balloon 5 commentsDebe Maxwell, CRS • April 12 2019 04:37AM

Comments

Debe those are not just myths they are HUGE misinformation.  I wanted to say lies but I choose to be politically correct 

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) 8 days ago

Debe I loved our friend George Souto  comment, unlike him I am politically incorrect and with that said LIES LIES LIES:) good thing you set everyone straight with the TRUTH:) Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) 8 days ago

Morning Debe.

I've heard them all before, but took a different path. I have never bought a home without the advice of an agent.

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty AR LLC) 8 days ago

Good morning Debe - buyers would be wise to give you a call to have all of their questions answered and find their next home.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) 8 days ago

Hi Debe:

It's interesting how these myths persist year after year! Would-be buyers in Charlotte, or anywhere, would be wise to read this.

Jeff

Posted by Jeff Dowler, CRS, The Southern California Relocation Dude (Solutions Real Estate ) 6 days ago

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