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We have had great success with our veterans this year, getting them into their dream homes. While, we are not a military city, we are honored to assist any and all veterans moving to our area. We have been proactive in educating our fellow agents as to the VA loan process and while many agents recommend to their sellers to avoid taking Offers with a VA loan, we have wonderful lenders who provide this product (a VA loan) and we have had virtually ZERO hiccups when it comes to getting our veteran buyers through the process. 


I have personally negotiated on behalf of several veterans using their VA loans and yes, even winning bidding wars for them by convincing the listing agents and the sellers that our buyer WILL Close the deal. 


VA Home Loans By the Numbers*Infographic courtesy of Keeping Current Matters (KCM)


Some Highlights of the Veterans Administration (VA) Home Loans:


  • The VA Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership.

  • In 2018, $161 billion was loaned to veterans and their families through the program.

  • In 2018, the average loan amount was $264,197 and 610,513 loans were guaranteed.



certified military residential specialist


For VA Buyers

Don’t let the fear of an over-abundance of paperwork needed to secure VA lending scare you! ALL loans - VA & conventional - require a lot of personal & financial information these days. We have lenders who will take the stress off of your VA loan process and get you that sweet VA loan package that can get you into the home of your dreams. 


Here are 5 great reasons to utilize your VA mortgage benefit:


1. They can be used over and over again. You can ‘reuse’ your full VA entitlement as long as you pay off the loan each time. 


2. They’re not issued by the VA but, they are backed by the government. The VA isn’t in the business of issuing home loans. Instead, the government provides a guaranty on each qualified mortgage loan. This gives lenders confidence and helps service members secure great terms and rates.


3. They’re available despite foreclosure or bankruptcy history. Service members with a history of bankruptcy or foreclosure can secure a VA loan. Even borrowers who have had a VA loan foreclosed on can still utilize their VA loan benefit.


4. They don’t have mortgage insurance. Mortgage insurance is a monthly fee you pay with other loan programs when you do not put at least 20% down. The VA’s guaranty eliminates the need for any mortgage insurance or mortgage insurance premium, helping borrowers save even more money each month and requiring ZERO DOWN.


5. Theres is no prepayment penalty. You can make extra payments any time you want, saving you a boatload in interest over the life of your loan. You can even structure your payments to automatically deduct a little extra every month. Just an extra $100 per month can shave years and tens of thousands of dollars from the balance.


 I am a Certified Military Residential Specialist, was an Air Force brat as a child and I’m honored to serve our vets. I would love to serve you as well.


#Veterans  #VeteranFriendlyRealtor®  #VAHomeLoans


© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | | VETERANS ADMINISTRATION HOME LOANS BY THE NUMBERS

The Maxwell House Group Charlotte NC


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Debe Maxwell, Realtor®/Broker/CRS

RE/MAX Executive
Direct:  (704) 491-3310


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Comment balloon 5 commentsDebe Maxwell, CRS • November 10 2019 07:03PM


those were fascinating numbers - weren't they - I was surprised that Maryland did not have more VA loans 

Posted by Lise Howe, Assoc. Broker in DC, MD, VA and attorney in DC (Keller Williams Capital Properties) 7 months ago

I agree, Lise Howe and am proud that NC does its fair share of VA loans. I only wish we had a base here in this part of NC - would love to serve more veterans.

Hope you have a wonderful week...

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! ( | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 7 months ago

This is great information to share. There are also excellent programs for veterans who have funds for down payments.

Posted by Roy Kelley (Realty Group Referrals) 7 months ago

Debe this is a good day to remind our Veterans of a valuable benefit they have.  Hopefully many Veterans will take advantage of this mortgage option that is only available to them and their spouse.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) 7 months ago

Debe, I bet if you looked at Los Angeles or Beverly Hills the VA Loans would be virtually non existent...being a veteran it really annoys me that in my market people do not want to work with Veterans or their loans because they happen to be zero down and there is a lot of pressure on the seller to make their house in good shape to turn to the veteran... what happened to Patriotism? Really rubs me wrong...Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) 7 months ago

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