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Celebrating Veterans Day ūüáļūüáł and VA Homebuying Benefits

Celebrating Veterans Day ūüáļūüᳬ†and VA Homebuying Benefits

 

Veterans DayWe can never thank our veterans enough for their service to our country. Remember to wear a red poppy to show support for our veterans and active duty service members today. Also, please observe a moment of silence today at the 11th hour of the 11th day of the 11th month in honor of our veterans. 

 

And, for our vets, here is a list of local Veterans Day free meals and discounts, just for you! THANK YOU FOR YOUR SERVICE!

 


 

 

We have had great success with our veterans this year, getting them into their dream homes. While, we are not a military city, we are honored to assist any and all veterans moving to our area. We have been proactive in educating our fellow agents as to the VA loan process and while many agents recommend to their sellers to avoid taking Offers with a VA loan, we have wonderful lenders who provide this product (a VA loan) and we have had virtually ZERO hiccups when it comes to getting our veteran buyers through the process. 

 

I have personally negotiated on behalf of several veterans using their VA loans and yes, even winning bidding wars in 2020 for them by convincing the listing agents and the sellers that our buyer WILL Close the deal. 

 

Home of the Brave*Infographic courtesy of Keeping Current Matters (KCM)

 

Some Highlights of the Veterans Administration (VA) Home Loans:

 

  • The VA Home Loan is a¬†benefit¬†that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership.

  • So far, in 2020,¬†the VA has backed more than 865,000 loans¬†for veterans and their families through the program.

  • In 2020 (year-to-date),¬†2,809 VA loans were guaranteed for those in the Charlotte Metro Region.

  • The average sales price of those 2,809 VA home loans in the Charlotte Metro was $312,987.¬†

 

certified military residential specialist

 

For VA Buyers

Don’t let the fear of an over-abundance of paperwork needed to secure VA lending scare you! ALL loans - VA, FHA & conventional - require a lot of personal & financial information these days. We have lenders who will take the stress off of your VA loan process and get you that sweet VA loan package that can get you into the home of your dreams. 

 

Here are 5 great reasons to utilize your VA mortgage benefit:

 

1. They can be used over and over again.¬†You can ‚Äėreuse‚Äô your full VA entitlement as long as you pay off the loan each time.¬†

 

2. They’re not issued by the VA but, they are backed by the government. The VA isn’t in the business of issuing home loans. Instead, the government provides a guaranty on each qualified mortgage loan. This gives lenders confidence and helps service members secure great terms and rates.

 

3. They’re available despite foreclosure or bankruptcy history. Service members with a history of bankruptcy or foreclosure can secure a VA loan. Even borrowers who have had a VA loan foreclosed on can still utilize their VA loan benefit.

 

4. They don’t require mortgage insurance. Mortgage insurance is a monthly fee you pay with other loan programs when you do not put at least 20% down. The VA’s guaranty eliminates the need for any mortgage insurance or mortgage insurance premium, helping borrowers save even more money each month and requiring ZERO DOWN.

 

5. There is no prepayment penalty. You can make extra payments any time you want, saving you a boatload in interest over the life of your loan. You can even structure your payments to automatically deduct a little extra every month. Just an extra $100 per month can shave years and tens of thousands of dollars from the balance.

 

 I am a Certified Military Residential Specialist, was an Air Force brat as a child and I’m honored to serve our vets. I would love to serve you as well.

 

#Veterans¬† #VeteranFriendlyRealtor¬ģ¬† #VAHomeLoans

 

© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | CharlotteBroker@icloud.com | VETERANS ADMINISTRATION HOME LOANS BY THE NUMBERS

The Maxwell House Group Charlotte NC

 

  Charlotte NC Homes for Sale

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Charlotte NC Real Estate Agents 

 

Charlotte CRS Agent


Debe Maxwell, Realtor¬ģ/Broker/CRS

RE/MAX Executive

CharlotteBroker@icloud.com
Direct:  (704) 491-3310

 

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Comment balloon 23 commentsDebe Maxwell, CRS • November 11 2020 03:20AM

Comments

Hope you are having a Happy and relaxing Veeteran's Day, Endre

Posted by Endre Barath, Jr., Realtor - Los Angeles Home Sales 310.486.1002 (Berkshire Hathaway HomeServices) 16 days ago

Blessings to all those who have passed and all those who are continuing the fight every day!

Posted by Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher (Feng Shui Manhattan Long Island) 16 days ago

Morning Debe.

My best friend is a veteran.  He served in Vietnam, some of what happened he still will not talk about it.

Posted by James Dray, Exceptional Agents, Outstanding Results (Fathom Realty) 16 days ago

Wishing you and yours a safe warm Veterans Day. You're right to say we can never give or show how much Veterans mean to us. Love them all.....

Posted by ba`B Ratliff, "Sold with Bob" (Robert Ratliff Realty) 16 days ago

Hello Debe - having success with VA buyers and winning in a competitive real estate market can be difficult - congratulations to you and to your clients for creating such moments worth celebrating.  

Posted by Michael Jacobs, Los Angeles Pasadena 818.516.4393 16 days ago

Good morning Debe Maxwell, CRS - I hope that many veterans take advantage of their VA mortgage to buy their own home.

Posted by Grant Schneider, Your Coach Helping You Create Successful Outcomes (Performance Development Strategies) 16 days ago

And, thank YOU for your service,¬†Endre Barath, Jr.¬†ūüáļūüᳬ†

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

...for they are the very backbone of our wonderful nation, Laura Cerrano!

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

I've heard that, James Dray - most want to put that behind them and live their lives. I can't find any fault in that.

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

Thank you and you as well, Bob! 

ba`B Ratliff 

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

I am always so honored serving our vets, aren't you, Michael Jacobs - they are my favorite clients! Even if they are only small tokens that we can give them, it warms my heart working with them.

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

I just Closed on one earlier this month and loved watching the excitement as the home-buying process came to fruition for he and his family. They always seem to be our most appreciative clients, Grant Schneider.

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

Debe, Nice way to get the word out on these Free Meals and discounts for our Veterans. We thank those who have served and those who are serving!

Posted by Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400, Long Island Home and Condo Specialists (The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803) 16 days ago

We have rainy weather for our Veterans Day activities in Maryland.

Take care, be safe and have a great day.

Posted by Roy Kelley (Realty Group Referrals) 16 days ago

Hello Debe and today is such a special day to honor our Men and Women in the service for our country.

 

Posted by Will Hamm, "Where There's a Will, There's a Way!" (Hamm Homes) 16 days ago

Debe

What a great post pointing out some much for veterans and the VA loan program. Nice to hear from you, hope all is well, cheers cvc

Posted by Curtis Van Carter, Your Napa Valley Broker Extraordinaire (Better Homes & Gardens Wine Country Group) 16 days ago

Thank you, Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400! Yes, it's nice to see our fellow agents have so much respect for our veterans. Thank YOU!

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

Roy Kelley - same here but, there is really nothing going on due to COVID, thankfully. We can all pick up the phone and thank a veteran today though!

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

It really is, Will Hamm! Whether we are on lockdown or not, we can still make a call and thank a veteran.

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

I'm doing well and I hope you are, Curtis Van Carter! Thank you so much for stopping by!

Posted by Debe Maxwell, CRS, The right Charlotte REALTOR! (www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) 16 days ago

Debe, VA Mortgages are a great benefit for our Veterans, and for some reason many Veterans do not take advantage of it, because they are not aware of it.  One way we honor Veterans is to make sure they know of this option when they are purchasing a home.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) 16 days ago

Bless bless bless all the veterans once again as I was saying yesterday. Amazing people, truly!

Posted by Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher (Feng Shui Manhattan Long Island) 13 days ago

Mortgages are stressful enough as it is and even more so when you’ve endured so much as a veteran. George Souto

Posted by Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher (Feng Shui Manhattan Long Island) 13 days ago

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